I can’t speak for anyone else on the earth. I can speak for the average joe though. I hate the act of budgeting. Whenever the end of the month comes I wish I could run. Nothing ruins my day quite like having to sit down at my desk and settle the debts. I’m not very talented at math either. My calculator becomes my best companion for at least two nights per month. Last month was particularly rough. Not only was I getting very near to my financial limit, but my house was super hot! I had recently started my furnace after having my local HVAC technician show up for a furnace tune up. He had checked all the parts, adjusted my thermostat, and washed the ductwork of any debris. I was all set! Everything seemed to be close to inspection passing levels. Apparently my furnace didn’t obtain the memo. My furnace was blowing what seemed to be volcanic air out of the ductwork. I was sweating extremely bad and was very edgy. I had no choice in the matter but to call the HVAC technician back. He came out fairly quickly to begin looking at my furnace. I was rather impressed by this HVAC specialist and his work ethic. I wasn’t impressed with thinking about spending more money though. The HVAC technician inspected my furnace, got to the crux of the problem, and didn’t charge me a cent! Apparently he had made a mistake the very first time he came for the central heater tune up. Even though my own monthly budgeting was still troubling me, at least I didn’t have an overabundance of furnace bills to pay!